With over a decade of Real Estate experience, Alex began as an investor and at the market's peak in 2006 owned 11 properties including his personal residence. The bubble burst and hit his family hard, but they regrouped and carried on with a No Debt Philosophy thanks to discovering the teachings of Dave Ramsey. Alex and his wife, Stacie, began teaching Dave's course, Financial Peace University and to date have helped hundreds of people to pay off over a million dollars in debt. Alex and Stacie are members of Harvest Bible Chapel with their two teen boys, Christian and Samuel

Intro:

Sermon Notes (PDF): BLANK
Hint: Highlight blanks above for answers!

Small Group Questions (Whole Group):
Read Proverbs 6:1-5

1. Money and sex are probably the two areas of our lives that separate us most from God.
   Why do churches then avoid these topics?

2. Proverbs 22:7 reads, "The rich rules over the poor and the borrower is slave to the lender."
   Have you ever borrowed or lent money to or from a friend or family member? How did that work out? Is your relationship the same today?

3. US consumer debt is at an all time high. What would you do if you were completely debt free?
   - For your family
   - For your church
   - Would your giving look different? How

4. Who is teaching your children about money and do you know what they are learning

5. Money problems and money fights are the #1 cause of divorce.
   How would you rate your communication about money?

Breakout Questions:
Pray for each individual and their relationship with money as God has design us to.